Tennessee residents departing for vacations and business trips enjoy access to one of America’s fastest-growing airports, Nashville International has transformed from a regional facility into a significant national gateway. But traveling out of the Volunteer State means understanding the weather patterns that can disrupt your departure: afternoon thunderstorms during spring and summer, dense fog in fall, and the severe weather systems that regularly cross the region. Tennessee sits squarely in the nation’s severe weather corridor, meaning the same storms that bring tornadoes to neighboring states can ground flights at Nashville or Memphis when you’re trying to reach your destination. This guide helps Tennessee travelers understand their departure airport options and choose insurance coverage that protects their trips from the state’s distinctive weather challenges.
Best Travel Insurance Companies in Tennessee at a Glance
| Company | Best For | Highlights | Next Steps |
|---|---|---|---|
| Faye Travel Insurance | Best Overall |
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| Battleface Travel Insurance | Best for Adventure and Sporting Trips |
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| Travelex Travel Insurance | Best for Families |
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| Generali Travel Insurance | Best for Cruises & Vacation Rentals |
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| HTH Travel Insurance | Best for Extended International Stays |
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| Travel Insured International | Cancel for Any Reason Coverage |
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| Aegis Travel Insurance | Best for Budget Policies |
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| Berkshire Hathaway Travel Insurance | Best Claim Processing |
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Top-Rated Travel Insurance Companies in Tennessee of 2026
Faye Travel Insurance
Faye Travel Insurance stands out due to its genuinely impressive, digital-first experience that makes travel insurance user-friendly and non-anxiety-inducing. A significant strength is its financial security, with plans underwritten by U.S. carriers United States Fire Insurance Company and Great American Insurance Group, both holding the gold standard A+ rating from A.M. Best. Furthermore, the base plan offers strong emergency medical coverage, up to $250,000 for international trips, and a high limit of $500,000 for medical evacuation. The company also allows for policy customization with unique add-ons, including pet care coverage and a Cancel For Any Reason (CFAR) option.
The product offers excellent value and affordability. The pricing is genuinely competitive, often on the lower end of the average travel insurance cost, and its quote process is quick and transparent, providing precise numbers upfront with no hidden fees. Instead of confusing customers with multiple tiers, Faye offers a simplified single comprehensive plan that can be tailored with add-ons, making the decision process easier for most travelers. Additionally, families traveling together benefit from better per-person rates, and children under 18 often receive reduced rates.
Faye's mobile-first approach is arguably its greatest differentiator, boasting a high 4.7-star rating on Trustpilot. The app is packed with features that genuinely enhance the travel experience, such as real-time flight tracking with notifications, in-app claims filing, 24/7 live chat support with real humans, and access to a network of telemedicine doctors. The company is also noted for its innovative Digital Wallet system for quick reimbursements, which eliminates long waits for checks, and has received praise for proactive communication with some users, even suggesting they file claims for eligible expenses they may not have considered.
- Outstanding mobile app with features that genuinely enhance the travel experience
- Competitive pricing with clear, upfront costs
- Strong financial backing with A+ rated underwriters
- Fast claims processing for straightforward situations
- Comprehensive base coverage with useful add-ons like pet care
- 24/7 customer support with multiple contact methods
- Simplified single-plan approach makes decisions easier
Get quotes on Faye's website.
Travel Insured International Travel Insurance
Travel Insured International is an excellent choice for travelers who prioritize financial stability and comprehensive medical protection. The company's parent, Fairfax Financial Holding, maintains a consistent A (Excellent) rating from AM Best, signifying robust financial backing and a strong ability to pay out claims. The insurance coverage is underwritten by United States Fire Insurance Company, offering a double layer of financial security. For a product that has stood for over 30 years and is part of a larger corporate family managing billions in assets, you gain peace of mind knowing the company has the financial muscle to meet its ongoing obligations.
Furthermore, the product's medical and evacuation coverage limits are among the highest in the industry, making it ideal for international trips or remote destinations. The premium Worldwide Trip Protector Platinum plan offers up to $500,000 for emergency medical issues and up to a remarkable $1 million for emergency evacuation and repatriation. Crucially, the medical coverage on both the Deluxe and Platinum plans is primary, meaning you can file a claim directly with Travel Insured International without the hassle of navigating your primary health insurance first. This level of protection and streamlined process for serious medical issues provides genuine value.
Finally, Travel Insured International offers unparalleled flexibility through its three-tier plan structure (Essential, Deluxe, Platinum) and extensive add-on bundles. This à la carte approach allows you to tailor your policy exactly to your needs, whether that means adding Cancel for Any Reason (CFAR) coverage, a Pet Bundle for pet-related expenses, or an upgrade for extreme sports medical protection. This customization ensures you are not paying for unnecessary coverage and can build a comprehensive policy that is a perfect fit for your unique trip, including strong options for pre-existing conditions when purchased within the required timeframe.
- Solid financial strength with an A-rated parent company
- Highly customizable coverage with a three-tier structure and multiple add-on bundles
- Industry-leading medical evacuation coverage (up to $1 million on Platinum plan)
- Primary medical coverage on Deluxe and Platinum plans
- Strong coverage for pre-existing conditions when purchased within a time-sensitive window
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Berkshire Hathaway Travel Insurance
Berkshire Hathaway Travel Protection (BHTP) is an exceptionally strong choice for travelers who prioritize financial security and industry-leading claims efficiency. Backed by the financial power of Warren Buffett’s empire (Berkshire Hathaway Specialty Insurance Company) and sporting the highest possible AM Best rating of A++ (Superior), the company offers unmatched credibility and peace of mind that claims will be paid. Furthermore, BHTP has made their claims process their central promise, with a motto of "Claims is Our Product." They consistently deliver, boasting payments up to five times faster than the industry average, often utilizing same-day electronic payments through their BHTP Burst system, and simplifying the process with "pic-and-click" mobile filing.
A second compelling reason to choose BHTP is its innovative approach to benefits and overall value, particularly for families and specific travel styles. Their ExactCare plans offer a popular "Kids Covered Free" feature for up to two children under 18, a benefit offered by only a handful of travel insurers. For those seeking niche coverage, the company provides specialized plans like AdrenalineCare for high-risk adventure sports and WaveCare for cruisers. Additionally, BHTP offers fixed benefit payouts for certain covered events (like a $500 payout for lost luggage), which eliminates the typical hassle of haggling over receipts and provides quick, predictable reimbursement.
Finally, the company's commitment to customer experience extends beyond payment speed to include unique, complimentary services. Every policy includes a 24/7/365 Emergency Assistance line and complimentary concierge services, which can assist with everything from restaurant reservations and securing event tickets to finding a local doctor or interpreter, all at no extra cost. While their entry-level medical limits are a weakness for extended international travel, BHTP's overall affordability, the availability of pre-existing conditions coverage (if purchased early), and the "15-Day Free Look" money-back guarantee make it a solid, value-driven option for domestic or short-haul international trips where fast, secure claims processing is the top priority.
- Industry-leading claims speed.
- Exceptional financial backing (A++).
- Budget-friendly pricing.
- Kids are covered free on select plans.
- Fixed benefit payouts (no receipt haggling).
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Battleface Travel Insurance
The primary reason to choose Battleface is its exceptional blend of affordability and granular customization, centered around its flagship Discovery Plan. Unlike bundled competitors, Battleface offers a truly "build-your-own" policy, allowing travelers to pay only for the coverage they need, which consistently results in budget-friendly pricing below industry averages. This modularity makes it ideal for the savvy, budget-conscious traveler who can tailor a policy to their exact risk profile, often achieving 15-30% savings compared to comparable comprehensive plans.
A major draw for a specific segment of the market is Battleface’s explicit focus on the adventure traveler. All plans automatically include Adventure Sports Coverage for activities like skiing, scuba diving, and mountain climbing, which is often a costly add-on with other providers. Furthermore, the company offers a robust set of core protections, including high limits for Emergency Medical and Medical Evacuation, a notably short three-hour delay trigger for Missed Connection coverage, and the option to add Cancel for Any Reason (CFAR), providing significant flexibility for diverse and unpredictable trips.
Finally, Battleface is a modern, tech-forward insurtech with solid financial reassurance. It offers a user-friendly digital experience, a functional mobile app for accessing policy documents offline, and provides 24/7 emergency assistance through its in-house operations team, Robin Assist. While the company itself is young, its U.S. policies are underwritten by Spinnaker Insurance Company, which holds an A- (Excellent) rating from AM Best. This backing provides financial stability and solid reassurance that legitimate claims will be paid.
- Fully customizable coverage lets you pay only for what you need.
- Consistently affordable pricing below industry averages.
- Adventure sports coverage is included automatically.
- Strong customer service ratings with personalized support.
- User-friendly digital experience with a mobile app.
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Travelex Travel Insurance
Travelex's primary appeal lies in its strong financial backing and competitive, family-friendly pricing. The company's policies are underwritten by financially robust carriers, including Berkshire Hathaway Specialty Insurance Company and Zurich Insurance Group, both holding high A++ and A+ (Superior) ratings from A.M. Best. This dual backing provides a strong reassurance that claims will be paid. Furthermore, their pricing is competitive, with the Ultimate and Essential plans averaging below the industry standard. For families, the Ultimate plan offers a significant perk: complimentary coverage for one child (17 and under) per insured adult, which can lead to genuine cost savings.
A key differentiator for Travelex is its generous policies and flexible coverage options. It offers a 21-day "Free Look Period," which is more generous than most competitors' 10-14 day windows, allowing ample time to review, modify, or cancel a policy without penalty. The Ultimate plan also accommodates longer trips, covering up to 180 days. Travelers can customize their plans with optional upgrades, such as Adventure Sports Coverage, rental car damage, and Cancel For Any Reason (CFAR) on the Ultimate plan, enabling a modular approach to coverage.
The company is consistently praised for its excellent pre-trip customer service and user-friendly digital experience. Reviewers often highlight patient, knowledgeable representatives who are helpful in explaining coverage options and guiding the purchase process. The website makes getting an instant quote and reviewing exact coverage limits a straightforward process. However, while the pre-trip experience is strong, the review notes a key area of weakness in the inconsistent and sometimes frustrating claims process handled by Zurich Travel Claims Administration, which is an important consideration despite the company's other advantages.
- Backed by financially strong underwriters with A++ and A+ (Superior) A.M. Best ratings, ensuring claims-paying ability.
- Free coverage for children 17 and under on the Ultimate plan (one child per adult) significantly reduces family travel insurance costs.
- Competitive pricing with average premiums below industry average ($292 for Ultimate, $240 for Essential vs. $311 industry average).
- Generous 21-day Free Look Period allows ample time to review and modify or cancel policy without penalty.
- Excellent pre-trip customer service with knowledgeable, patient representatives and a user-friendly website.
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HTH Travel Insurance
HTH Travel Insurance's primary appeal lies in its exceptional focus on medical coverage and robust financial backing. Their TripProtector Preferred plan offers industry-leading medical coverage limits up to $500,000, which is significantly higher than most competitors. This coverage is considered "primary," meaning travelers do not need to file with their domestic insurance first. Furthermore, all their policies are underwritten by Nationwide Mutual Insurance Company, which holds an A (Excellent) rating from AM Best, providing a high level of financial security and confidence that claims will be paid out.
The company is distinguished by its unique and genuinely practical service features designed for travelers abroad. The Direct Pay Program is a major differentiator, allowing HTH to pay participating network providers directly, eliminating the need for the traveler to pay upfront and file for reimbursement later. This is complemented by the excellent mPassport app, which helps users find English-speaking doctors, dentists, and hospitals in over 180 countries and includes a valuable medication translation tool.
Overall, HTH is best suited for a specific niche of travelers who prioritize health and peace of mind over budget or trip cancellation benefits. This includes long-term travelers, expats, and students studying abroad. They are also an excellent option for seniors (up to age 95) who may struggle to find coverage elsewhere. While their pricing is above average and they lack strong adventure sports coverage, the high medical limits, Direct Pay option, and the assurance of Nationwide's financial strength make it a top choice for those facing medical emergencies overseas.
- Industry-leading medical coverage limits up to $500,000.
- Direct Pay option eliminates upfront medical costs at network providers.
- Specialized insurance products designed for expatriates, international students, and digital nomads staying abroad for months or even years.
- Excellent Passport app for finding global healthcare.
- Coverage for travelers up to 95 years old.
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Aegis Travel Insurance
Aegis Travel Insurance (formerly GoReady) is presented as a strong, budget-conscious choice for travelers, particularly millennials and Gen Z, earning an overall score of 7.5/10. Key strengths include its competitive pricing, which led to it being named the "Most Economical Travel Insurance Company" by U.S. News, and its innovative "Stress Less Benefits" that handle claims in real-time to prevent the traveler from having to front the cash. The company also offers highly customizable single-trip plans (like Go Ready Choice and Go Ready VIP) and multi-trip options, with robust coverage limits and a strong financial backing from A-rated underwriters like Zurich American Insurance Company.
However, the review points out a significant weakness in the traditional claims process, which earned a low score of 6/10. Customers frequently report slow and frustrating processing times, citing communication gaps between Aegis and its third-party claims administrators. Other drawbacks include a maximum trip length capped at 60 days for most single-trip plans and the lack of a dedicated mobile app for policy management, which is noted as a miss for a company targeting digitally-native travelers. For travelers with pre-existing conditions, coverage is only available if the policy is purchased within 14 days of the initial trip deposit.
In conclusion, Aegis delivers legitimate value for its price and is a solid choice for those prioritizing affordability and the convenience of real-time claims assistance for in-trip issues. Travelers should choose Aegis if they seek customizable, cost-effective coverage and are planning shorter trips (under 60 days). Conversely, those planning long-term trips or who prioritize a seamless digital experience and a guaranteed fast, hassle-free claims process are advised to look elsewhere. The overall recommendation is to go in with realistic expectations about the potential for delays in reimbursement-style claims and to meticulously document all necessary paperwork.
- Excellent value with competitive pricing across all plan tiers.
- Innovative Stress Less Benefits for real-time claims assistance.
- Highly customizable coverage options to fit specific trip needs.
- Strong financial backing from reputable underwriters.
- 24/7 emergency assistance with global support.
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Generali Travel Insurance
Generali Travel Insurance is an excellent choice for a specific segment of travelers, primarily those who place the highest value on financial security and stability. Backed by Assicurazioni Generali, one of the oldest and largest insurance companies in the world, with a "rock-solid" A+ (Superior) Financial Strength Rating from AM Best, customers can be highly confident that the company will be solvent and able to pay out claims. This longevity and financial muscle are particularly appealing to travelers planning expensive vacations, cruises, or anyone whose primary concern is avoiding the risk of their insurer going bankrupt. If financial peace of mind is your top priority, Generali provides a level of certainty that few competitors can match.
For the budget-conscious traveler, Generali offers significant value, often coming in below the industry average in terms of cost, particularly with its Standard plan. The company's three-tier plan structure (Standard, Preferred, and Premium) is refreshingly simple, making it easy for customers to compare options and choose a policy without confusing add-ons. This straightforward approach, combined with competitive pricing, makes Generali ideal for domestic trips, weekend getaways, and vacation rental bookings. It provides reliable, basic protection, including 100% trip cancellation and medical coverage, without the bells and whistles that drive up the price for travelers who don't need them.
Finally, Generali sets itself apart with unique, complimentary features and specialized coverage that cater to specific needs. All plans include access to 24/7/365 emergency assistance, complimentary concierge services for travel logistics, and identity theft protection, adding significant value beyond the core insurance policy. Furthermore, they offer coverage for several niche scenarios that other providers may exclude, such as trip cancellation if a service animal becomes sick or dies, or if a traveler is unable to get a required vaccination. This specialized coverage makes Generali a superior choice for travelers with service animals or those who value having a comprehensive suite of included travel support services.
- Exceptional financial stability backed by one of the world's largest insurers (A+ AM Best).
- Competitive pricing that often beats industry averages.
- A simple three-tier plan structure makes comparison easy.
- 24/7/365 emergency assistance hotline.
- Complimentary concierge services and identity theft protection.
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Nashville International: Your Gateway to 114 Destinations
For most Tennessee residents, Nashville International Airport (BNA) is the primary departure point. The airport set another record in fiscal year 2024-25, serving 24.7 million passengers, a 4.2% increase over the previous year. June 2025 was the busiest month on record, and June 22 became the single busiest day in BNA’s history with 110,000 passengers passing through.
The airport now offers nonstop service to 114 destinations, also an all-time high. This expansion means Tennessee travelers have more direct flight options than ever before, reducing the complexity of connections and potential delay exposure. Southwest Airlines dominates with over 50% of passenger capacity and opened a crew base in May 2024, a significant investment that signals the airline’s long-term commitment to Nashville operations.
Nashville International at a Glance 2024-25 passengers: 24.7 million (record) Nonstop destinations: 114 (record) Daily departures: Approximately 300 Dominant carrier: Southwest Airlines (50%+ of capacity, crew base opened May 2024) International service: London, Dublin, Reykjavik, Toronto, and Canadian destinations Major expansion: BNA Vision completed 2024; New Horizon expansion underway through 2028 |
BNA’s growth reflects Nashville’s broader transformation, but it also means the airport handles significantly more traffic than its original infrastructure was designed for. The $1.5+ billion BNA Vision expansion, completed in early 2024, added a new Grand Lobby, modernized security checkpoints, and an on-site hotel. The ongoing New Horizon expansion will add more gates, upgrade baggage handling, and expand terminal roadways through 2028.
Memphis International: Cargo Giant, Passenger Option
For West Tennessee residents, Memphis International Airport (MEM) offers an alternative departure point. The airport served a record 4.9 million origin-and-destination passengers in 2024, modest compared to Nashville but growing steadily. Memphis offers nonstop service to destinations including Atlanta, Dallas, Denver, Chicago, and several Florida cities.
Memphis’s real claim to fame is cargo: it’s the busiest cargo airport in North America and the second busiest in the world, handling over 8 billion pounds of freight annually. The FedEx World Hub operates nearly 400 flights per day from Memphis. This cargo dominance creates an unusual dynamic: between 10 PM and 5 AM, Memphis becomes one of the busiest airports on the planet, yet passenger operations account for only a small fraction of total activity.
Memphis: From Hub to Origin City Memphis was once a central hub for Northwest Airlines, with 210 daily flights to 80+ destinations. Following Northwest’s merger with Delta and the subsequent hub closure in 2013, passenger traffic dropped from over 11 million to under 4 million. The airport has slowly rebuilt since then, reaching 4.9 million passengers in 2024. Delta, American, and Southwest now share the market roughly evenly, with each holding about 20%. For West Tennessee travelers, Memphis offers a lower-stress alternative to Nashville, but with fewer nonstop options. |
Tennessee’s Severe Weather: Disruption in Every Season
Tennessee sits in one of America’s most active severe weather corridors. The same systems that produce tornado outbreaks across the Southeast regularly impact Nashville and Memphis airports. When planning trips from Tennessee, understanding seasonal weather patterns helps you anticipate potential departure delays.
Season | Weather Risks for Departures |
Spring (Mar-May) | Peak severe weather season. Tornado outbreaks, large hail, and damaging winds. Multi-day severe weather events can produce ground stops and widespread flight cancellations. The March 2025 outbreak brought an EF2 tornado to Bradford, TN; the April 2025 outbreak killed multiple people in West Tennessee. |
Summer (Jun-Aug) | Afternoon thunderstorms are common. July 2025: FAA grounded all departures at Nashville due to thunderstorms; delays lasted approximately 5 hours. Heat and humidity create unstable conditions that quickly spawn storms. |
Fall (Sep-Nov) | Dense fog becomes the primary concern. November 2025: Ground stop at Nashville due to fog and low ceilings, secondary severe weather season in November. Transitional weather patterns create unpredictable conditions. |
Winter (Dec-Feb) | Ice storms and winter weather. Tennessee’s position means freezing rain and ice accumulation are possible, which grounds flights more effectively than snow. In February 2025, tornadoes occurred as part of a winter storm system. |
May 2024 Tornado Outbreak: A Tennessee Example The May 6-10, 2024, tornado outbreak demonstrated how severe weather impacts Tennessee travel: • A tornado emergency was declared for Maury County, 25 miles south of Nashville • An EF3 tornado near Columbia killed one person and injured 12 • Flash flood emergencies were issued for parts of Northern Tennessee • Multiple rounds of storms hit the same areas over several days For travelers departing Nashville during such events, flights are grounded, and the airport may issue ground stops that persist for hours. Even after storms pass, the backlog of delayed and canceled flights can take days to clear. |
Cancel for Any Reason: Full Access for Tennessee Residents
Tennessee residents have full access to Cancel for Any Reason coverage from all major providers. Unlike residents of New York or other states with CFAR travel insurance restrictions, Tennesseans can purchase this optional upgrade from any provider that offers it.
CFAR is particularly valuable for Tennessee travelers given the state’s severe weather patterns:
- Spring trip planning: If you’ve booked a trip departing during the severe weather season (March-May) and forecasts indicate a major outbreak developing, CFAR allows cancellation before storms disrupt your flight.
- Summer afternoon departures: Afternoon thunderstorms regularly cause ground stops at Nashville. If weather patterns suggest high disruption risk, CFAR provides flexibility.
- Winter weather uncertainty: Tennessee’s ice storms are notoriously disruptive. If a winter storm is forecast and you’d rather not risk being stranded, CFAR covers that decision.
- Major event trips: For expensive vacations, cruises, or international trips booked months in advance, CFAR protects your investment if circumstances change, weather-related or otherwise.
Trip Delay Coverage Recommendations
Feature | Tennessee Recommendation |
Delay Trigger | Six hours are recommended during the spring severe weather season and summer thunderstorm season. Thunderstorm ground stops at Nashville often cause 4-6 hour delays. Twelve hours is acceptable during milder fall and winter periods. |
Daily Maximum | $150-200/day is adequate for Nashville-area accommodations. BNA’s new on-site hotel and nearby options provide reasonable alternatives during weather delays. |
Total Maximum | $500 for most domestic trips. Multi-day severe weather events can require multiple overnight stays, so consider higher limits ($750-1,000) for spring travel or international connections where missed flights have greater consequences. |
Trip Interruption | Consider longer trips during the severe weather season. A significant outbreak occurring while you’re away could disrupt your return to Tennessee just as effectively as your departure. |
Shopping Tips for Tennessee Travelers
- Book morning departures during storm season. Afternoon thunderstorms are the primary summer disruption in Nashville. Morning flights often depart before convection develops, reducing the risk of delays.
- Take advantage of Nashville’s nonstop expansion. With 114 nonstop destinations, many Tennessee travelers can avoid connections entirely. Nonstop flights eliminate the risk of severe weather at connecting hubs disrupting your journey.
- Use 6-hour delay triggers during the severe weather season. Thunderstorm ground stops at Nashville routinely cause 4-6 hour delays. A 12-hour trigger may miss these disruptions entirely.
- Monitor forecasts for multi-day severe weather events. Tennessee often experiences several consecutive days of severe weather during spring outbreaks. If a significant system is forecast during your travel dates, consider your options early.
- Consider Memphis for West Tennessee residents. Memphis offers a less-crowded alternative to Nashville, with reasonable nonstop options. The drive may be worth avoiding Nashville’s higher traffic volume.
- Factor in BNA’s ongoing construction. The New Horizon expansion continues through 2028. Allow extra time for check-in and security during construction periods, especially during peak travel seasons.
- Use CFAR for spring break and summer vacation trips. These peak travel periods overlap with the peak severe weather season. CFAR provides flexibility if major storms threaten your departure dates.
The Bottom Line
Tennessee travelers benefit from Nashville’s remarkable transformation into a major national airport. The expansion to 114 nonstop destinations means most travelers can reach their destinations without connections, reducing overall delay exposure and simplifying trip planning. Southwest’s decision to establish a crew base in Nashville signals a long-term commitment to robust service.
But departing from Tennessee means accounting for the state’s position in America’s severe weather corridor. Spring tornado season, summer thunderstorms, fall fog, and winter ice storms all create legitimate disruption risks. The May 2024 tornado outbreak, July 2025 thunderstorm ground stops, and November 2025 fog delays demonstrate that weather-related disruptions are not hypothetical concerns; they’re regular occurrences.
Good insurance coverage for Tennessee travelers means shorter delay triggers (6 hours) during severe weather seasons, adequate limits for overnight stays when storms ground flights, and trip interruption coverage for longer trips that could see return flights disrupted. Tennessee’s full CFAR access provides maximum flexibility for expensive trips booked during uncertain weather periods. Match your coverage to your travel season and destination; a winter beach escape needs different protection than a spring business trip departing during tornado season.
How we rated travel insurance companies
Here are the rankings and our methodology for ranking the best travel insurance options.
| Company | Financial Strength | Affordability | Customer Service | Experience | Reputation | Claims Process | Raw Score | Curved Score |
|---|---|---|---|---|---|---|---|---|
| MedJet Assist | 9.5 | 7.5 | 8.5 | 7 | 8.5 | 9 | 8.475 | 9.8 |
| Faye Travel Insurance | 9 | 8 | 7.5 | 9 | 7 | 6.5 | 7.775 | 9 |
| Berkshire Hathaway Travel Insurance | 10 | 8 | 7 | 6 | 7 | 8 | 7.8 | 9 |
| Battleface Travel Insurance | 7.5 | 8.5 | 7.5 | 8 | 7.8 | 6.5 | 7.61 | 8.8 |
| Travelex Travel Insurance | 9 | 8 | 7 | 8 | 7 | 6 | 7.5 | 8.6 |
| HTH Travel Insurance | 9 | 6.5 | 7 | 7.5 | 7.5 | 7 | 7.475 | 8.6 |
| Aegis Travel Insurance | 8 | 8.5 | 7 | 6.5 | 7 | 6 | 7.225 | 8.3 |
| Generali Travel Insurance | 9 | 8 | 6.5 | 6 | 6.5 | 6 | 7.1 | 8.2 |
| Travel Insured International | 9 | 6.5 | 7 | 5.5 | 7 | 6 | 7.025 | 8.1 |
| World Nomads Travel Insurance | 9.5 | 7.5 | 5.5 | 7.8 | 5.8 | 6 | 6.965 | 8 |
| Nationwide Travel Insurance | 9 | 7 | 6 | 6.5 | 6.5 | 5.5 | 6.825 | 7.9 |
| John Hancock Travel Insurance | 8.5 | 7 | 6.5 | 6 | 6 | 6 | 6.75 | 7.8 |
| IMG Travel Insurance | 8.5 | 6.5 | 6 | 5.5 | 6.5 | 6 | 6.625 | 7.6 |
| TinLeg Travel Insurance | 9 | 8 | 6 | 6.5 | 5.5 | 4 | 6.55 | 7.5 |
| WorldTrips Travel Insurance | 10 | 7 | 5 | 7.5 | 5.5 | 4 | 6.5 | 7.5 |
| AXA Travel Insurance | 9 | 6 | 6 | 7 | 5 | 5 | 6.35 | 7.3 |
| USI Affinity Travel Insurance | 9 | 6 | 5 | 4 | 6.5 | 5 | 6.15 | 7.1 |
| Seven Corners Travel Insurance | 9 | 0.75 | 6.5 | 6 | 6.5 | 5.5 | 5.9375 | 6.8 |
| Trawick Travel Insurance | 8.5 | 7 | 4.5 | 6.5 | 3.5 | 2.5 | 5.375 | 6.2 |
| Travel Guard Travel Insurance | 8 | 3 | 2 | 5 | 1 | 1 | 3.3 | 3.8 |
Important Information About Travel Insurance
*Insurance needs vary significantly based on individual circumstances. This page provides general information and should not be considered personal insurance advice. Always read policy documents carefully and consider consulting with a licensed insurance professional for guidance on your specific situation.
**Company information and offerings may have changed since the time of writing. Please always verify the current details before purchasing an individual policy.