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News
The latest rate movements and industry news across insurance and lending.
249 articles
Home Insurance News
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AM Best Puts Safety Insurance Group on Negative Outlook After $42.7M in Winter Storm Losses
Catastrophe Modeler KCC Says El Niño’s Quiet Hurricane Season Means Almost Nothing for What Coastal Homeowners Owe
State Farm Released Its Illinois Catastrophe Data on July 1. The Numbers Back Up the Rate Hike, and the Regulatory Fight Isn’t Over.
Mercury Insurance’s 6.9% California Rate Hike Goes Live This Month. Here’s What the SERFF Filing Actually Says
Colorado’s Wildfires Are Burning Right Now, and Some Homeowners Already Have No Coverage
AM Best Puts Southern Vanguard Insurance Under Review. What Texas Homeowners Holding This Policy Need to Know
Louisiana’s New 60-Day Cancellation Notice Law Is Now in Effect — Here’s What Every Homeowner in the State Needs to Know
Colorado’s Wildfire Risk Score Law Takes Effect Today — and Your Insurer Now Has to Show Its Work
NAIC Got Hacked. The Group Claims SERFF Was in the Data. NAIC Says It Wasn’t.
Reinsurance Fell 15-20% at June 1 Renewals. Your Homeowners Premium Probably Won’t.
North Carolina’s Second 7.5% Homeowners Rate Increase Landed June 1 — Here’s What the Original Filing Actually Asked For
California FAIR Plan Gets a 29.1% Rate Hike — Not the 35.8% It Asked For, and the Difference Matters
Car Insurance News
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New York DFS Orders Every Auto Insurer to Prove Rate Cuts Are Coming, or Get Denied
Lemonade’s Reinsurance Overhaul Signals a Pricing Shift for Tesla Drivers and Telematics-First Auto Coverage
State Farm’s Alabama Total-Loss Settlement Has a July 15 Deadline, And It’s Part of a Bigger Pattern
New York DFS Orders Insurers to Show Their Math — Or Get Their Rate Requests Denied
Louisiana’s 60-Day Cancellation Notice Law Is Now in Effect — Here’s What Auto Policyholders Need to Know
Georgia OCI Approves USAA Group Auto Rate Cut Saving 200,000 Policyholders $33 Million
California’s Telematics Bill Is Heading to the Senate — And It Would Rewrite How 26 Million Drivers Get Rated
New York’s Auto Insurance Overhaul Is Now Law — Here’s What the Fine Print Actually Delivers
State Farm’s $15.6M Arkansas Total Loss Settlement Has a Claim Deadline — And Most Affected Drivers Don’t Know It
BLS: Motor Vehicle Insurance Premiums Fell 1.7% in May — The Fastest Monthly Drop of the Rate Correction Cycle
Used Car Prices Are Up 2.6% Year-Over-Year. That’s Why Your Auto Insurance Rate Isn’t Falling.
Car Insurance Rates Stalled at $186/Month in May — The Tariff Bill Comes Due This Fall
Life Insurance News
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PHL Variable Insurance Liquidation Pushed to 2027 at Earliest, Connecticut Regulators Confirm
NAIC Opens Comment Period on Life Insurance Illustration Overhaul, and the Industry Is Already Pushing Back
AM Best’s 2026 Group Life Rankings Show a Market Fracturing Beneath a Stable Top-5
PHL Variable’s Liquidation Pushed to 2027. Here’s What Policyholders Actually Need to Do Now
Corebridge Adds Nasdaq-100 and S&P 500 High Bonus Strategies to Its Flagship IUL, But the Press Release Skips the Numbers That Matter
Lincoln National Raises $500M in Subordinated Debt — AM Best Rates It ‘Good’ the Day It Closes
The IUL Illustration Rule That Changed This Year — And What Most Buyers Still Haven’t Seen
Life Insurance Database Carriers Use to Pay Death Claims Now Misses 84% of Deaths, and Regulators Just Acknowledged It
AM Best: Life/Annuity Industry Profits Rose 10% in Q1 2026 Even as Total Income Plunged 18%
NAIC’s Actuaries Heard a Mortality Presentation Last Week That Could Reprice Every Life Insurance Policy in America
John Hancock Relaunches Protection VUL: What Variable Universal Life Buyers Need to Know Before Signing
PHL Variable’s $2.2 Billion Collapse: What 100,000 Policyholders Need to Know Before Liquidation
Pet Insurance News
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California Approves Pet Insurance Rate Hikes Up to 28.1% for Trupanion, 291,000 Policyholders Hit This Summer
The AVMA’s 2026 Convention Just Put Veterinary Affordability at the Center of the Program. Pet Insurance Should Pay Attention.
NAPHIA’s 2026 Report: 7.6 Million Insured Pets, 95.73% Still Uninsured, and Premiums Are the Hidden Reason
California’s CDI Approves Rate Increases of Up to 28% for Trupanion and Independence American — Over 291,000 Pet Owners Hit Starting July 1
JAB’s Pet Insurance Empire Rebrands as Doubtless — What It Actually Means for Policyholders at Pets Best, Figo, Pumpkin, and ASPCA
95% of U.S. Pets Aren’t Insured: But the Industry is Growing
New World Screwworm Has 16 U.S. Cases and a New FDA-Authorized Treatment. Here Is What Pet Insurance Actually Covers.
Odie and Haven Launch Embedded Pet Insurance Through Greystar, Reaching 1.2 Million Apartment Residents
Pet Insurance Premiums Are Flat in 2026. Vet Costs Aren’t. That Gap Is Now an Argument for Buying In.
FDA Recall Expands to Steve’s Real Food Chicken Recipe: What Thiamine Deficiency Means for Your Pet and Your Vet Bill
New York’s First Comprehensive Pet Insurance Law Is One Senate Vote Away
Vet Costs Are Up 15% This Year and 60% This Decade. Nearly 40% of Pet Owners Would Go Into Debt to Cover an Emergency Bill.
Travel Insurance News
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CFAR Travel Insurance Purchases Nearly Doubled This Summer. The Window to Buy One Is Already Closed for Most Travelers.
Venezuela’s Earthquake Closed Its Main Airport. Here’s What That Means for Your Travel Insurance.
DOT Extends Its Flight-Renumbering Refund Loophole Through July 2027. Here’s What That Means for Your Trip-Cancellation Coverage
DOT’s June 30 Refund III Deadline Passed With No New Rule. Here’s What That Means for Trip-Cancellation Coverage This Summer
Europe’s Heatwave Is Wrecking Flights and Rail Right Now, and Most Travel Insurance Won’t Pay for It
Squaremouth’s New Data Shows CFAR Is Travel Insurance’s Most-Wanted Benefit, And the One Most Travelers Can’t Buy
Tropical Storm Douglas Is Active Right Now — And Any Policy Bought Yesterday or Today Won’t Cover It
CDC’s Measles Health Alert Network Notice Puts 2,104-Case Outbreak on a Collision Course With Peak Summer Travel
Venezuela Earthquakes Strike June 24 — What Travelers With Upcoming Trips and Active Policies Need to Check Now
EASA Grounds 5 Emirates A380s Over Wing Cracks — What It Means for Your Travel Insurance
DOT’s June 30 Deadline on What Counts as a ‘Canceled Flight’ Arrives — And Your Travel Insurance Coverage Hangs on the Answer
Travel Expenses Rise: Average Summer Trip Cost Hits $9,668
Personal Loans News
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Nearly 1 in 3 BNPL Users Is Now Financing Groceries. The Math on That Is Ugly.
The June Jobs Miss Just Shifted the Odds on Your Next Personal Loan Rate
Personal Loan Rates Crept Up Last Week. The July 28 Fed Meeting Could Push Them Higher.
The CFPB Just Killed a Rule That Helped Underserved Borrowers Access Credit. What Happens Next.
Revolving Credit Just Grew at 10.4% Annualized. Here’s the Math on Getting Out.
Almost Half of BNPL Users Missed a Payment This Year. Your Personal Loan Rate Is Next.
Nine Million Student Loan Borrowers Just Defaulted. Here’s What That Does to Their Personal Loan Options.
The CFPB Just Made It Harder to Dispute a Credit Report Error. Here’s What That Costs You.
Nearly Half of BNPL Users Paid Late Last Year. What That Means If You Also Carry a Personal Loan.
The Fed Just Showed How Much of Your Paycheck Is Already Spoken For
LendingClub Is Now Happen Bank. Here’s What That Means If You Have a Loan There.
The Fed’s Dot Plot Just Flipped Hawkish. Personal Loan Rates Aren’t Coming Down This Year.
Student Loans News
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PSLF Just Got Three New Rules. One of Them Doesn’t Even Appear in the Regulations.
The Department of Education Just Published Its Next Wave of Student Loan Rules. Here’s What’s Actually in It.
9 Million Borrowers Are Now in Default. The New FSA Data Tells You Exactly Who Is at Risk Next.
46,000 Borrowers Signed Up for the New RAP Plan on Day One. Most of the 43 Million Still Haven’t.
Grad PLUS Is Gone. The 440,000 Students Who Relied on It Are Now Borrowing Private.
The Department of Education Just Published a Rule That Could Cut Off Federal Loans to Thousands of Programs. Here’s What Graduate Students Need to Know.
The Federal Government Is Offering a 1% Interest Rate Cut. Most Borrowers Haven’t Signed Up Yet.
Private Student Loan Rates Just Surged 0.63 Points in a Week. That’s the Market Greeting the New Class of Grad Borrowers.
Graduate Students Have No Federal Borrowing Clarity on Day One. Here’s What That Actually Means.
RAP Launches Tomorrow. If You Have Existing Federal Loans, One Wrong Move Could Lock You In For 30 Years.
A Federal Judge Just Blocked Part of the New Graduate Loan Caps. Here’s What That Actually Means for Healthcare Students.
9 Million Borrowers Are Now in Default. The Next Wave Is Already in Line.
Retirement News
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Congress Reintroduced a Social Security Bill Yesterday. It Won’t Pass. But the Numbers It Carries Are Real.
FINRA Just Commissioned a Blueprint to Overhaul Its Own Enforcement. What It Means for Your Broker.
The Fed Might Hike in July. What That Actually Means for Your Annuity Rate.
DOL’s EBSA Just Published Its 2026 Retirement Rulebook. Here’s What’s Actually Coming for Your 401(k).
Your 401(k) Catch-Up Is Now Roth-Only If You Earned Over $150,000 Last Year
Record 401(k) Balances Mask a Harder Truth: Hardship Withdrawals Hit a Six-Year High
Gold Jumps Above $4,100 as Weak Jobs Data Upends Rate-Hike Bets. What It Means for Your Retirement
Record 401(k) Balances, Record Hardship Withdrawals: What Vanguard’s 2026 Data Says About the Two-Speed Retirement
Trump Accounts Open for Contributions July 4: What the Fine Print Actually Says