Rates Chaser Editorial Guidelines
Editorial Policy: Our Research & Rating Methodology
We take our role as an information provider seriously. Every review on Rates Chaser undergoes a multi-step verification process:
Real-World Data: We don’t just copy-paste plan details. We analyze real policy documents, claim waiting periods, and exclusions that most sites skip over.
The “Hours” Rule: Every “Best of” guide on our site represents a minimum of 20+ hours of research into the current product offerings and landscape.
Proprietary Value Scoring: We rate providers based on five key pillars:
Coverage Breadth: Are there limitations to opening a new account or accessing coverage?
Provider Interactions: Speed of reimbursement, claim rejection rates, ease of new account opening, etc.
Customer Satisfaction: Aggregate data from BBB and actual policyholders.
Pricing Stability: Historical data on how much premiums increase, or how often rates fluctuate.
Ease of Use: Mobile app quality, claim-filing process, and customer support capabilities.
Editorial Independence & Fact-Checking
Our reviews are independent. While we may earn a commission if you sign up for a plan through our links, this never influences our ratings.
Fact-Checking: All financial data (deductibles, annual limits, premiums) is checked monthly for accuracy.
Originality: Every “Top Pick” is selected by a human expert based on current market data.
Questions? Contact us at help@rateschaser.com.
But, we are a website that generates marketing revenue. Here’s what you should know.
If you take an eligible action for a product or service that we’ve covered, such as clicking on a product or starting a subscription for a service, we earn a commission from our advertising partners. While we cover products from both partners and non-partners, we may not include all products on the website. If you think we’ve missed a product that needs a review, please let us know at help@tcrpublishing.com.
Our advertising partners include:
- AdsBy Money
- TravelInsurance.com
- Allianz Travel Insurance
- SquareMouth Travel Insurance
- Faye Travel Insurance
- Generali Travel Insurance
- ASPCA Pet Insurance
- Pumpkin Pet Insurance
- Spot Pet Insurance
- Healthy Paws Pet Insurance
- Embrace Pet Insurance
- Lemonade Pet Insurance
- MetLife Pet Insurance
- Corebridge Direct Life Insurance
- Ladder Life Insurance
- Ethos Life Insurance
- Banner Life Insurance