Personal Loans

Best Personal Loan Companies: Top Rated Personal Loans for February 2026

Find the best personal loans for February 2026. Our expert review compares LightStream, SoFi, Upstart, and more on rates, zero fees, fast funding, and credit score requirements.

Upgrade Personal Loans Review: 2026 Pros, Cons, Rates, and Alternatives

Upgrade Personal Loan Review: Best for fair-credit borrowers (~580 min score) needing flexible terms (up to 84 mo.) and fast funding (1 day). Note the mandatory origination fee).

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Prosper Personal Loans Review: 2026 Pros, Cons, Rates, and Alternatives

Prosper Personal Loan Review. Ideal for debt consolidators who need a co-borrower option or specialized healthcare financing. Includes details on rates, fees, and the unique origination fee refund policy.

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Upstart Personal Loans Review: 2026 Pros, Cons, Rates, and Alternatives

Upstart Personal Loan Review: The AI-lender for borrowers with limited/imperfect credit. High fees, but great accessibility.