Missouri residents departing for vacations and business trips have access to two major airports serving different regions of the state, St. Louis Lambert International in the east and Kansas City International in the west. Both airports set passenger records in 2024, reflecting strong demand and expanding service options. But traveling out of Missouri means contending with the state’s position at the intersection of severe weather systems. Tornadoes are a persistent threat from spring through fall, winter storms bring ice and snow that can shut down operations, and the state’s central location means weather systems from every direction eventually pass through. This guide helps Missouri travelers understand their airport options, prepare for the Show-Me State’s challenging weather, and choose insurance coverage that protects trips departing from America’s heartland.
Best Travel Insurance Companies in Missouri at a Glance
| Company | Best For | Highlights | Next Steps |
|---|---|---|---|
| Faye Travel Insurance | Best Overall |
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| Battleface Travel Insurance | Best for Adventure and Sporting Trips |
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| Travelex Travel Insurance | Best for Families |
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| Generali Travel Insurance | Best for Cruises & Vacation Rentals |
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| HTH Travel Insurance | Best for Extended International Stays |
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| Travel Insured International | Cancel for Any Reason Coverage |
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| Aegis Travel Insurance | Best for Budget Policies |
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| Berkshire Hathaway Travel Insurance | Best Claim Processing |
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Top-Rated Travel Insurance Companies in Missouri of 2026
Faye Travel Insurance
Faye Travel Insurance stands out due to its genuinely impressive, digital-first experience that makes travel insurance user-friendly and non-anxiety-inducing. A significant strength is its financial security, with plans underwritten by U.S. carriers United States Fire Insurance Company and Great American Insurance Group, both holding the gold standard A+ rating from A.M. Best. Furthermore, the base plan offers strong emergency medical coverage, up to $250,000 for international trips, and a high limit of $500,000 for medical evacuation. The company also allows for policy customization with unique add-ons, including pet care coverage and a Cancel For Any Reason (CFAR) option.
The product offers excellent value and affordability. The pricing is genuinely competitive, often on the lower end of the average travel insurance cost, and its quote process is quick and transparent, providing precise numbers upfront with no hidden fees. Instead of confusing customers with multiple tiers, Faye offers a simplified single comprehensive plan that can be tailored with add-ons, making the decision process easier for most travelers. Additionally, families traveling together benefit from better per-person rates, and children under 18 often receive reduced rates.
Faye's mobile-first approach is arguably its greatest differentiator, boasting a high 4.7-star rating on Trustpilot. The app is packed with features that genuinely enhance the travel experience, such as real-time flight tracking with notifications, in-app claims filing, 24/7 live chat support with real humans, and access to a network of telemedicine doctors. The company is also noted for its innovative Digital Wallet system for quick reimbursements, which eliminates long waits for checks, and has received praise for proactive communication with some users, even suggesting they file claims for eligible expenses they may not have considered.
- Outstanding mobile app with features that genuinely enhance the travel experience
- Competitive pricing with clear, upfront costs
- Strong financial backing with A+ rated underwriters
- Fast claims processing for straightforward situations
- Comprehensive base coverage with useful add-ons like pet care
- 24/7 customer support with multiple contact methods
- Simplified single-plan approach makes decisions easier
Get quotes on Faye's website.
Travel Insured International Travel Insurance
Travel Insured International is an excellent choice for travelers who prioritize financial stability and comprehensive medical protection. The company's parent, Fairfax Financial Holding, maintains a consistent A (Excellent) rating from AM Best, signifying robust financial backing and a strong ability to pay out claims. The insurance coverage is underwritten by United States Fire Insurance Company, offering a double layer of financial security. For a product that has stood for over 30 years and is part of a larger corporate family managing billions in assets, you gain peace of mind knowing the company has the financial muscle to meet its ongoing obligations.
Furthermore, the product's medical and evacuation coverage limits are among the highest in the industry, making it ideal for international trips or remote destinations. The premium Worldwide Trip Protector Platinum plan offers up to $500,000 for emergency medical issues and up to a remarkable $1 million for emergency evacuation and repatriation. Crucially, the medical coverage on both the Deluxe and Platinum plans is primary, meaning you can file a claim directly with Travel Insured International without the hassle of navigating your primary health insurance first. This level of protection and streamlined process for serious medical issues provides genuine value.
Finally, Travel Insured International offers unparalleled flexibility through its three-tier plan structure (Essential, Deluxe, Platinum) and extensive add-on bundles. This à la carte approach allows you to tailor your policy exactly to your needs, whether that means adding Cancel for Any Reason (CFAR) coverage, a Pet Bundle for pet-related expenses, or an upgrade for extreme sports medical protection. This customization ensures you are not paying for unnecessary coverage and can build a comprehensive policy that is a perfect fit for your unique trip, including strong options for pre-existing conditions when purchased within the required timeframe.
- Solid financial strength with an A-rated parent company
- Highly customizable coverage with a three-tier structure and multiple add-on bundles
- Industry-leading medical evacuation coverage (up to $1 million on Platinum plan)
- Primary medical coverage on Deluxe and Platinum plans
- Strong coverage for pre-existing conditions when purchased within a time-sensitive window
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Berkshire Hathaway Travel Insurance
Berkshire Hathaway Travel Protection (BHTP) is an exceptionally strong choice for travelers who prioritize financial security and industry-leading claims efficiency. Backed by the financial power of Warren Buffett’s empire (Berkshire Hathaway Specialty Insurance Company) and sporting the highest possible AM Best rating of A++ (Superior), the company offers unmatched credibility and peace of mind that claims will be paid. Furthermore, BHTP has made their claims process their central promise, with a motto of "Claims is Our Product." They consistently deliver, boasting payments up to five times faster than the industry average, often utilizing same-day electronic payments through their BHTP Burst system, and simplifying the process with "pic-and-click" mobile filing.
A second compelling reason to choose BHTP is its innovative approach to benefits and overall value, particularly for families and specific travel styles. Their ExactCare plans offer a popular "Kids Covered Free" feature for up to two children under 18, a benefit offered by only a handful of travel insurers. For those seeking niche coverage, the company provides specialized plans like AdrenalineCare for high-risk adventure sports and WaveCare for cruisers. Additionally, BHTP offers fixed benefit payouts for certain covered events (like a $500 payout for lost luggage), which eliminates the typical hassle of haggling over receipts and provides quick, predictable reimbursement.
Finally, the company's commitment to customer experience extends beyond payment speed to include unique, complimentary services. Every policy includes a 24/7/365 Emergency Assistance line and complimentary concierge services, which can assist with everything from restaurant reservations and securing event tickets to finding a local doctor or interpreter, all at no extra cost. While their entry-level medical limits are a weakness for extended international travel, BHTP's overall affordability, the availability of pre-existing conditions coverage (if purchased early), and the "15-Day Free Look" money-back guarantee make it a solid, value-driven option for domestic or short-haul international trips where fast, secure claims processing is the top priority.
- Industry-leading claims speed.
- Exceptional financial backing (A++).
- Budget-friendly pricing.
- Kids are covered free on select plans.
- Fixed benefit payouts (no receipt haggling).
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Battleface Travel Insurance
The primary reason to choose Battleface is its exceptional blend of affordability and granular customization, centered around its flagship Discovery Plan. Unlike bundled competitors, Battleface offers a truly "build-your-own" policy, allowing travelers to pay only for the coverage they need, which consistently results in budget-friendly pricing below industry averages. This modularity makes it ideal for the savvy, budget-conscious traveler who can tailor a policy to their exact risk profile, often achieving 15-30% savings compared to comparable comprehensive plans.
A major draw for a specific segment of the market is Battleface’s explicit focus on the adventure traveler. All plans automatically include Adventure Sports Coverage for activities like skiing, scuba diving, and mountain climbing, which is often a costly add-on with other providers. Furthermore, the company offers a robust set of core protections, including high limits for Emergency Medical and Medical Evacuation, a notably short three-hour delay trigger for Missed Connection coverage, and the option to add Cancel for Any Reason (CFAR), providing significant flexibility for diverse and unpredictable trips.
Finally, Battleface is a modern, tech-forward insurtech with solid financial reassurance. It offers a user-friendly digital experience, a functional mobile app for accessing policy documents offline, and provides 24/7 emergency assistance through its in-house operations team, Robin Assist. While the company itself is young, its U.S. policies are underwritten by Spinnaker Insurance Company, which holds an A- (Excellent) rating from AM Best. This backing provides financial stability and solid reassurance that legitimate claims will be paid.
- Fully customizable coverage lets you pay only for what you need.
- Consistently affordable pricing below industry averages.
- Adventure sports coverage is included automatically.
- Strong customer service ratings with personalized support.
- User-friendly digital experience with a mobile app.
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Travelex Travel Insurance
Travelex's primary appeal lies in its strong financial backing and competitive, family-friendly pricing. The company's policies are underwritten by financially robust carriers, including Berkshire Hathaway Specialty Insurance Company and Zurich Insurance Group, both holding high A++ and A+ (Superior) ratings from A.M. Best. This dual backing provides a strong reassurance that claims will be paid. Furthermore, their pricing is competitive, with the Ultimate and Essential plans averaging below the industry standard. For families, the Ultimate plan offers a significant perk: complimentary coverage for one child (17 and under) per insured adult, which can lead to genuine cost savings.
A key differentiator for Travelex is its generous policies and flexible coverage options. It offers a 21-day "Free Look Period," which is more generous than most competitors' 10-14 day windows, allowing ample time to review, modify, or cancel a policy without penalty. The Ultimate plan also accommodates longer trips, covering up to 180 days. Travelers can customize their plans with optional upgrades, such as Adventure Sports Coverage, rental car damage, and Cancel For Any Reason (CFAR) on the Ultimate plan, enabling a modular approach to coverage.
The company is consistently praised for its excellent pre-trip customer service and user-friendly digital experience. Reviewers often highlight patient, knowledgeable representatives who are helpful in explaining coverage options and guiding the purchase process. The website makes getting an instant quote and reviewing exact coverage limits a straightforward process. However, while the pre-trip experience is strong, the review notes a key area of weakness in the inconsistent and sometimes frustrating claims process handled by Zurich Travel Claims Administration, which is an important consideration despite the company's other advantages.
- Backed by financially strong underwriters with A++ and A+ (Superior) A.M. Best ratings, ensuring claims-paying ability.
- Free coverage for children 17 and under on the Ultimate plan (one child per adult) significantly reduces family travel insurance costs.
- Competitive pricing with average premiums below industry average ($292 for Ultimate, $240 for Essential vs. $311 industry average).
- Generous 21-day Free Look Period allows ample time to review and modify or cancel policy without penalty.
- Excellent pre-trip customer service with knowledgeable, patient representatives and a user-friendly website.
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HTH Travel Insurance
HTH Travel Insurance's primary appeal lies in its exceptional focus on medical coverage and robust financial backing. Their TripProtector Preferred plan offers industry-leading medical coverage limits up to $500,000, which is significantly higher than most competitors. This coverage is considered "primary," meaning travelers do not need to file with their domestic insurance first. Furthermore, all their policies are underwritten by Nationwide Mutual Insurance Company, which holds an A (Excellent) rating from AM Best, providing a high level of financial security and confidence that claims will be paid out.
The company is distinguished by its unique and genuinely practical service features designed for travelers abroad. The Direct Pay Program is a major differentiator, allowing HTH to pay participating network providers directly, eliminating the need for the traveler to pay upfront and file for reimbursement later. This is complemented by the excellent mPassport app, which helps users find English-speaking doctors, dentists, and hospitals in over 180 countries and includes a valuable medication translation tool.
Overall, HTH is best suited for a specific niche of travelers who prioritize health and peace of mind over budget or trip cancellation benefits. This includes long-term travelers, expats, and students studying abroad. They are also an excellent option for seniors (up to age 95) who may struggle to find coverage elsewhere. While their pricing is above average and they lack strong adventure sports coverage, the high medical limits, Direct Pay option, and the assurance of Nationwide's financial strength make it a top choice for those facing medical emergencies overseas.
- Industry-leading medical coverage limits up to $500,000.
- Direct Pay option eliminates upfront medical costs at network providers.
- Specialized insurance products designed for expatriates, international students, and digital nomads staying abroad for months or even years.
- Excellent Passport app for finding global healthcare.
- Coverage for travelers up to 95 years old.
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Aegis Travel Insurance
Aegis Travel Insurance (formerly GoReady) is presented as a strong, budget-conscious choice for travelers, particularly millennials and Gen Z, earning an overall score of 7.5/10. Key strengths include its competitive pricing, which led to it being named the "Most Economical Travel Insurance Company" by U.S. News, and its innovative "Stress Less Benefits" that handle claims in real-time to prevent the traveler from having to front the cash. The company also offers highly customizable single-trip plans (like Go Ready Choice and Go Ready VIP) and multi-trip options, with robust coverage limits and a strong financial backing from A-rated underwriters like Zurich American Insurance Company.
However, the review points out a significant weakness in the traditional claims process, which earned a low score of 6/10. Customers frequently report slow and frustrating processing times, citing communication gaps between Aegis and its third-party claims administrators. Other drawbacks include a maximum trip length capped at 60 days for most single-trip plans and the lack of a dedicated mobile app for policy management, which is noted as a miss for a company targeting digitally-native travelers. For travelers with pre-existing conditions, coverage is only available if the policy is purchased within 14 days of the initial trip deposit.
In conclusion, Aegis delivers legitimate value for its price and is a solid choice for those prioritizing affordability and the convenience of real-time claims assistance for in-trip issues. Travelers should choose Aegis if they seek customizable, cost-effective coverage and are planning shorter trips (under 60 days). Conversely, those planning long-term trips or who prioritize a seamless digital experience and a guaranteed fast, hassle-free claims process are advised to look elsewhere. The overall recommendation is to go in with realistic expectations about the potential for delays in reimbursement-style claims and to meticulously document all necessary paperwork.
- Excellent value with competitive pricing across all plan tiers.
- Innovative Stress Less Benefits for real-time claims assistance.
- Highly customizable coverage options to fit specific trip needs.
- Strong financial backing from reputable underwriters.
- 24/7 emergency assistance with global support.
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Generali Travel Insurance
Generali Travel Insurance is an excellent choice for a specific segment of travelers, primarily those who place the highest value on financial security and stability. Backed by Assicurazioni Generali, one of the oldest and largest insurance companies in the world, with a "rock-solid" A+ (Superior) Financial Strength Rating from AM Best, customers can be highly confident that the company will be solvent and able to pay out claims. This longevity and financial muscle are particularly appealing to travelers planning expensive vacations, cruises, or anyone whose primary concern is avoiding the risk of their insurer going bankrupt. If financial peace of mind is your top priority, Generali provides a level of certainty that few competitors can match.
For the budget-conscious traveler, Generali offers significant value, often coming in below the industry average in terms of cost, particularly with its Standard plan. The company's three-tier plan structure (Standard, Preferred, and Premium) is refreshingly simple, making it easy for customers to compare options and choose a policy without confusing add-ons. This straightforward approach, combined with competitive pricing, makes Generali ideal for domestic trips, weekend getaways, and vacation rental bookings. It provides reliable, basic protection, including 100% trip cancellation and medical coverage, without the bells and whistles that drive up the price for travelers who don't need them.
Finally, Generali sets itself apart with unique, complimentary features and specialized coverage that cater to specific needs. All plans include access to 24/7/365 emergency assistance, complimentary concierge services for travel logistics, and identity theft protection, adding significant value beyond the core insurance policy. Furthermore, they offer coverage for several niche scenarios that other providers may exclude, such as trip cancellation if a service animal becomes sick or dies, or if a traveler is unable to get a required vaccination. This specialized coverage makes Generali a superior choice for travelers with service animals or those who value having a comprehensive suite of included travel support services.
- Exceptional financial stability backed by one of the world's largest insurers (A+ AM Best).
- Competitive pricing that often beats industry averages.
- A simple three-tier plan structure makes comparison easy.
- 24/7/365 emergency assistance hotline.
- Complimentary concierge services and identity theft protection.
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St. Louis Lambert: Southwest’s Gateway to the Midwest
St. Louis Lambert International Airport achieved its highest passenger count in over 20 years in 2024, with nearly 16 million travelers passing through, 7.1% higher than 2023 and surpassing the pre-pandemic record set in 2019. The airport provides nonstop service to over 80 destinations within the United States, Canada, Mexico, the Caribbean, and Europe.
Southwest Airlines dominates at Lambert with approximately 65% market share, making it one of the most Southwest-heavy airports in the country. American Airlines holds a distant second place at around 11%, followed by Delta at 9% and United at 4%. This Southwest concentration means St. Louis travelers benefit from the carrier’s extensive domestic network but face limited alternatives when Southwest experiences operational issues.
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St. Louis Lambert at a Glance 2024 passengers: Nearly 16 million (20-year high) National ranking: 33rd busiest U.S. airport Dominant carrier: Southwest Airlines (~65% market share) Nonstop destinations: 80+ domestic and international International expansion: British Airways to London Heathrow (April 2026) Major project: $3 billion terminal consolidation planned |
Kansas City International: Record-Breaking New Terminal
Kansas City International Airport set an all-time passenger record in 2024, surpassing the previous mark set in 2000. The success is directly tied to the new single terminal that opened in February 2023, replacing the outdated multi-terminal design that had frustrated travelers for decades.
The new 40-gate terminal has transformed the travel experience in Kansas City. Security wait times average just 1.6 minutes for TSA PreCheck and 3.5 minutes for standard screening, remarkable for an airport handling over 12 million passengers. The facility has earned more than 20 national and local awards since opening. Airlines have responded by adding new domestic and international destinations, and the airport expects continued growth.
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Kansas City International at a Glance 2024 passengers: 12.1 million (record) New terminal: 40-gate facility opened February 2023 Security times: 1.6 min PreCheck / 3.5 min standard Nonstop destinations: 50+ markets Awards: 20+ national and local since opening Daily departures: ~170 peak-day scheduled departures |
Tornadoes: Missouri’s Signature Severe Weather Threat
Missouri sits in the heart of Tornado Alley, and severe weather is a persistent threat from spring through fall. The state has experienced devastating tornadoes that have directly impacted airport operations and travel plans.
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Recent Missouri Tornado Impacts on Travel May 2025 St. Louis Tornado: An EF3 tornado tracked over 20 miles through urban St. Louis, causing $1.6 billion in damage, among the highest for any individual tornado on record. The first deadly tornado in St. Louis since 1959. March 2025 Outbreak: An EF2 tornado crossed a St. Louis Lambert runway while a plane was taking off. Multiple tornadoes struck the St. Louis region, with winds of 60-70 mph and large hail accompanying the storms. April 2011: An EF4 tornado struck Lambert’s Terminal 1, destroying jetways and breaking more than half the windows. The airport shut down entirely for over 24 hours. Missouri led the nation in tornado warnings issued through mid-May 2025, demonstrating the ongoing threat. |
Winter Storms: Ice, Snow, and Travel Chaos
Missouri’s winter weather can be severe, with ice storms posing particular danger to travel. Winter Storm Blair in January 2025 demonstrated the impact: Kansas City International temporarily halted operations due to ice accumulation, with 94% of departures canceled at the storm’s peak. St. Louis Lambert saw 65% of departures canceled. Governor Parson declared a state of emergency, and approximately 220 miles of Interstate 70, the state’s main east-west artery, were shut down.
The January 2025 storm deposited 8 to over 12 inches of snow in the St. Louis metro area, with thunder snow reported during the most intense periods. Even after conditions clear, aircraft and crew repositioning can extend delays for days.
Seasonal Weather Patterns for Missouri Departures
|
Season |
Departure Risks |
|
Winter (Dec-Feb) |
Ice storms and heavy snow can shut down both airports. In January 2025, 65-94% of reservations were canceled during Winter Storm Blair. Holiday travel is particularly vulnerable to developing winter systems. |
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Spring (Mar-May) |
Peak tornado season. The March 2025 outbreak included a tornado crossing Lambert runway. Multiple tornadoes are possible in a single day. Severe thunderstorms bring damaging winds and large hail. |
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Summer (Jun-Aug) |
Continued severe weather risk. Intense thunderstorms can develop rapidly. Heat can compound delays. The May 2025 tornado struck St. Louis during this transition period. |
|
Fall (Sep-Nov) |
Secondary severe weather season. Early winter storms are possible by late November. Thanksgiving travel is sensitive to both tornado risk and early winter weather. |
Cancel for Any Reason: Full Access for Missouri Residents
Missouri residents have full access to Cancel for Any Reason coverage from all major providers. CFAR is particularly valuable given Missouri’s severe weather exposure:
- Tornado season flexibility: When severe weather outlooks show tornado risk during your travel dates, CFAR allows cancellation before storms develop rather than hoping flights survive.
- Winter storm protection: Ice storms provide several days’ warning. CFAR allows you to cancel before conditions deteriorate.
- International route protection: With British Airways adding London service and Lufthansa serving Frankfurt from St. Louis, CFAR protects higher-value international itineraries.
- Holiday travel: December through February carries an elevated risk of winter storms. CFAR provides peace of mind for expensive holiday trips.
Trip Delay Coverage Recommendations
|
Feature |
Missouri Recommendation |
|
Delay Trigger |
6 hours recommended year-round. Severe weather and winter storms can cause delays of more than 6 hours. Winter Storm Blair caused complete airport closures. |
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Daily Maximum |
$150-200/day is adequate for both St. Louis and Kansas City. Both cities offer reasonable hotel rates near their airports. |
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Total Maximum |
$500-750 for winter travel and tornado season. Major winter storms can ground flights for 2+ days. Severe weather outbreaks may require multiple days to recover from. |
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Trip Interruption |
Essential for longer trips. Severe weather developing while you’re away can disrupt your return. Consider for any trip during the March-May tornado season. |
Shopping Tips for Missouri Travelers
- Choose your airport strategically. St. Louis Lambert serves eastern Missouri, with Southwest Airlines dominant. Kansas City International serves western Missouri with its award-winning new terminal. Consider which route offers better service to your destination.
- Use 6-hour delay triggers year-round. Missouri’s severe weather can cause lengthy delays year-round. Shorter triggers capture legitimate disruptions.
- Monitor Storm Prediction Center outlooks. Severe weather outlooks provide 3-7 days of warning of tornado and severe thunderstorm risk. If you have CFAR, consider canceling before high-risk periods.
- Understand Southwest’s dominance at Lambert. With a 65% market share, Southwest’s operational issues disproportionately affect St. Louis travelers. Alternatives are limited.
- Book morning flights during the severe weather season. Afternoon and evening thunderstorms are more common. Morning departures have better odds of operating on time.
- Take advantage of Kansas City’s new terminal. If you’re in western Missouri, the new KCI terminal offers an excellent passenger experience with remarkably short security times.
- Consider road conditions. Winter storms can make driving to the airport dangerous. Even if flights operate, you may not be able to reach the airport safely.
The Bottom Line
Missouri travelers have excellent airport options, both St. Louis Lambert and Kansas City International set passenger records in 2024, reflecting strong service and growing route networks. Kansas City’s new terminal has transformed the travel experience with award-winning design and remarkably efficient operations.
But the Show-Me State sits at the crossroads of America’s most challenging weather. Tornadoes are not rare events; Missouri led the nation in tornado warnings through mid-May 2025, and the May 2025 St. Louis tornado caused $1.6 billion in damage. Winter storms like January 2025’s Winter Storm Blair can shut down airports entirely. Spring and fall bring transitional weather that can produce severe storms with little warning.
The best insurance coverage for Missouri travelers means shorter delay triggers (6 hours), given the frequency of severe weather, adequate daily and total limits to handle multi-day disruptions, and trip interruption coverage for longer trips where weather could affect both departure and return. Missouri residents’ full CFAR access provides valuable flexibility, particularly during tornado season and winter months when expensive trips are at elevated risk. Match your coverage to Missouri’s weather reality; severe weather is not a possibility, it’s a certainty at some point during the year.
How we rated travel insurance companies
Here are our overall ratings for the best travel insurance options.
| Company | Financial Strength | Affordability | Customer Service | Experience | Reputation | Claims Process | Raw Score | Curved Score |
|---|---|---|---|---|---|---|---|---|
| MedJet Assist | 9.5 | 7.5 | 8.5 | 7 | 8.5 | 9 | 8.475 | 9.8 |
| Faye Travel Insurance | 9 | 8 | 7.5 | 9 | 7 | 6.5 | 7.775 | 9 |
| Berkshire Hathaway Travel Insurance | 10 | 8 | 7 | 6 | 7 | 8 | 7.8 | 9 |
| Battleface Travel Insurance | 7.5 | 8.5 | 7.5 | 8 | 7.8 | 6.5 | 7.61 | 8.8 |
| Travelex Travel Insurance | 9 | 8 | 7 | 8 | 7 | 6 | 7.5 | 8.6 |
| HTH Travel Insurance | 9 | 6.5 | 7 | 7.5 | 7.5 | 7 | 7.475 | 8.6 |
| Aegis Travel Insurance | 8 | 8.5 | 7 | 6.5 | 7 | 6 | 7.225 | 8.3 |
| Generali Travel Insurance | 9 | 8 | 6.5 | 6 | 6.5 | 6 | 7.1 | 8.2 |
| Travel Insured International | 9 | 6.5 | 7 | 5.5 | 7 | 6 | 7.025 | 8.1 |
| World Nomads Travel Insurance | 9.5 | 7.5 | 5.5 | 7.8 | 5.8 | 6 | 6.965 | 8 |
| Nationwide Travel Insurance | 9 | 7 | 6 | 6.5 | 6.5 | 5.5 | 6.825 | 7.9 |
| John Hancock Travel Insurance | 8.5 | 7 | 6.5 | 6 | 6 | 6 | 6.75 | 7.8 |
| IMG Travel Insurance | 8.5 | 6.5 | 6 | 5.5 | 6.5 | 6 | 6.625 | 7.6 |
| TinLeg Travel Insurance | 9 | 8 | 6 | 6.5 | 5.5 | 4 | 6.55 | 7.5 |
| WorldTrips Travel Insurance | 10 | 7 | 5 | 7.5 | 5.5 | 4 | 6.5 | 7.5 |
| AXA Travel Insurance | 9 | 6 | 6 | 7 | 5 | 5 | 6.35 | 7.3 |
| USI Affinity Travel Insurance | 9 | 6 | 5 | 4 | 6.5 | 5 | 6.15 | 7.1 |
| Seven Corners Travel Insurance | 9 | 0.75 | 6.5 | 6 | 6.5 | 5.5 | 5.9375 | 6.8 |
| Trawick Travel Insurance | 8.5 | 7 | 4.5 | 6.5 | 3.5 | 2.5 | 5.375 | 6.2 |
| Travel Guard Travel Insurance | 8 | 3 | 2 | 5 | 1 | 1 | 3.3 | 3.8 |
Important Information About Travel Insurance
*Insurance needs vary significantly based on individual circumstances. This page provides general information and should not be considered personal insurance advice. Always read policy documents carefully and consider consulting with a licensed insurance professional for guidance on your specific situation.
**Company information and offerings may have changed since the time of writing. Please always verify the current details before purchasing an individual policy.